Time is running out to shop for health coverage for 2021.
Oregonians who do not get health insurance through their job or a program such as the Oregon Health Plan or Medicare can go to OregonHealthCare.gov to see if they may qualify for help paying for 2021 coverage. Even if people are temporarily uninsured, they can sign up for help. The deadline to sign up to get health insurance for next year is Tuesday, Dec. 15.
Individuals making up to $51,040 per year and families of four making up to $104,800 may get help paying for coverage. In 2020, more than seven in 10 Oregonians who chose plans through HealthCare.gov got financial help for monthly premiums and out-of-pocket costs. These savings lowered the average premium to just $145 per month.
To apply, people should go to OregonHealthCare.gov before Dec. 15 and answer a few Oregon-specific questions to get to the right application for them. Also, they can search the “get help” directory on the site to find an insurance agent or community partner organization that can help them complete the application and enroll. Insurance agents and community partners provide local, one-on-one assistance at no charge to the client. This help is available virtually and over the phone.
The Oregon Health Insurance Marketplace, a part of state government, helps people get health insurance when they do not have job-based coverage, and do not qualify for the Oregon Health Plan or another program. The Marketplace is the state-level partner to HealthCare.gov, and a division of the Department of Consumer and Business Services (DCBS). For more information, go to OregonHealthCare.gov.